Why would I appoint a North London conveyancing company when national alternatives are less overpriced?
To take your time to find shop around for conveyancing costs in North London and you should seek an affordable estimate but don’t waste your energy searching for the lowest priced North London conveyancer. Finding the right conveyancer can mark the distinction between a seamless and a stressful home move. It is important that you ensure that you have expert guidance from a trusted solicitor. An e-mail can never be as helpful as a telephone discussion and are no substitute for a face to face consultation. The firms that we work with will appoint you a qualified and experienced conveyancing solicitor that will deal with your conveyancing from start to finish, providing a level of hand holding that you will never get with an internet conveyancer. He or She will inform you on headway and keep you informed. Should you need to call the office you will know who to ask for and they will ensure you are in the know.
Can your site be used to find a Conveyancing solicitor in North London even where I’m not buying or selling a house, for example where I want to acquire an office in North London with a mortgage from Chelsea Building Society?
Our search tool is predominantly used to help choose domestic conveyancing solicitors in North London but we have recorded towards the end of this page some North London commercial conveyancing firms. You should make contact with the firm directly to check if they can also act for Chelsea Building Society
My fiance and I intend to purchase a newly converted flat in North London with a loan from HSBC Bank.We have a North London conveyancing lawyer but HSBC Bank advised that she’s not on their "panel". We have to appoint a HSBC Bank panel lawyer or retain our high street solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; Can we not simply insist that HSBC Bank use our lawyer?
No, not really. The loan issued to you contains terms and conditions, a common one being that solicitors will be on the HSBC Bank conveyancing panel. in the past, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for HSBC Bank
Due to the advice of my in-laws I had a survey completed on a property in North London before instructing conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some banks will refuse to issue a mortgage on a flying freehold property.
It varies from the lender to lender. Santander has different requirements from Nationwide. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in North London. Conveyancing will be smoother if you use a solicitor in North London especially if they are accustomed to such properties in North London.
I work for a long established estate agent office in North London where we have witnessed a few flat sales put at risk due to short leases. I have been given inconsistent advice from local North London conveyancing firms. Can you shed some light as to whether the owner of a flat can instigate the lease extension process for the purchaser on completion of the sale?
Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the disposal of the property.
An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
I have attempted and failed to negotiate with my landlord for a lease extension without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a North London conveyancing firm to help?
You certainly can. We can put you in touch with a North London conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a North London premises is 20 Avonwick Road in July 2013. The Tribunal was dealing with an application under Section 26 of the Leasehold Reform Housing and Urban Development Act 1993 for a determination of the freehold value of the property. It was concluded that the price to be paid was Fifteen Thousand Nine Hundred and Seventy (£15,970) divided as to £8,200 for Flat 20 and £7,770 for Flat 20A This case affected 1 flat. The unexpired residue of the current lease was 73.26 years.