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Find a North London Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in North London? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your North London transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised North London conveyancers for over 130 lenders.


Recently asked questions about conveyancing in North London

Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in North London so that I can pop in to their offices when needed.

Most conveyancing panel lawyers for mortgage companies conduct the vast majority of work via the post, e-mail or over phone calls. This means that they can undertake the conveyancing transaction no matter where you live in the country. However you should check if you have the option of going to the offices of your conveyancing lawyer if needed.

I'm the single recipient of my late grandmother’s estate and I have everything in my name alone, including the house in North London. The North London property was put into my name in April. I now wish to sell up. I do know about the CML six month 'rule', meaning my property ownership could be treated the same way as if I'd bought the property in April. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. Some lenders would take a sensible view as this requirement is primarily there to pick up on subsales or the flipping of properties.

I currently have a mortgage with HSBC for my property in North London. Conveyancing has been completed a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform HSBC?

Your original mortgage agreement with HSBC will provide that you need their approval in advance of letting out your property as this is likely to be a breach of HSBC’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. You need not do this via a HSBC conveyancing panel firm.

I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Nottingham are being problematic. The North London solicitor who is on the Nottingham conveyancing panel is recommending indemnity insurance as a solution but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a residence in North London? or Apparently there is a law dating back centuries that could mean that homeowners living in a parish church boundary will be compelled to pay for repairs towards the chancel in proximity to the church. Is this appropriate for conveyancing in North London?

Unless a prior purchase of the property took place after 12 October 2013 you can expect lawyers conducting conveyancing in North London to remain encouraging a chancel search and or insurance against a claim.

I need to appoint a conveyancing solicitor for my conveyancing in North London. I happened to land on a web site which looks to be the perfect solution If it is possible to get all the legals completed via phone that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

My wife and I purchased a leasehold house in North London. Conveyancing and Platform Home Loans Ltd mortgage are in place. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing solicitor in North London who acted for me is not around. Do I pay?

The first thing you should do is contact HMLR to be sure that this person is indeed the new freeholder. There is no need to instruct a North London conveyancing firm to do this as it can be done on-line for £3. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I own a first floor flat in North London. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for the purchase of the freehold?

Most certainly. We are happy to put you in touch with a North London conveyancing firm who can help.

An example of a Freehold Enfranchisement matter before the tribunal for a North London premises is 20 Avonwick Road in July 2013. The Tribunal was dealing with an application under Section 26 of the Leasehold Reform Housing and Urban Development Act 1993 for a determination of the freehold value of the property. It was concluded that the price to be paid was Fifteen Thousand Nine Hundred and Seventy (£15,970) divided as to £8,200 for Flat 20 and £7,770 for Flat 20A This case related to 1 flat. The unexpired lease term was 73.26 years.

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Find out more about how flying freehold can affect your the value of a property.