I purchased a freehold premises in London but still charged rent, why is this and what is this?
It’s unusual for properties in London and has limited impact for conveyancing in London but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.
If you had a top tip for selecting a conveyancing solicitor in London what would it be?
Do not opt for the cheapest London conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I have decided to exercise my right to buy my property in London off the council. I have a mortgage offer with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
Completion of my purchase has taken place for my property in London. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when buying a property in London? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this appropriate for conveyancing in London?
Unless a prior purchase of the house took place after 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in London to continue to recommend a chancel search and or insurance against a claim.
What tools are available to locate a London law firm on the Clydesdale conveyancing panel? I drive a motor bike and am prepared to travel upto 10kilometers to meet the lawyer.
Feel free to make use of the facility on this website. Please pick a lender and your location and you will see a number of London conveyancing lawyers based on proximity. We have listed some London conveyancing firms towards the end of this page and you can call them to check if they are on the Clydesdale panel
As co-executor for the estate of my uncle I am disposing of a property in Newport but I am based in London. My conveyancer (approximately 250 miles from mehas requested that I execute a stat dec ahead of completion. Can you recommend a conveyancing solicitor in London to witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are London based