We are planning to buy with Melton Mowbray Building Society. We have called around locally but am unable to find a High Holborn conveyancing firm on the Melton Mowbray Building Society panel. Can you assist?
Feel free to make use of the search tool on this site. Please choose the mortgage company and type High Holborn or your location and you will discover a number of lawyer based in High Holborn or by proximity to you.
I am buying a 3 bedroom semi in High Holborn. Our aim is to an extension at the rear at the property.Will the conveyancing process involve investigations to ascertain if these alterations are allowed?
Your solicitor should check the registered title as conveyancing in High Holborn will occasionally reveal restrictions in the title deeds which prevent certain alterations or need the permission of another owner. Certain extensions call for local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
Is it the case that all High Holborn conveyancing solicitors on the Santander conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Santander conveyancing panel they would need to be regulated by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such firms would be governed by the Council of Licensed Conveyancers.
I had an offer accepted on a house in High Holborn on 12/3/2019, valuation was booked 2 days after, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am close to exchanging contracts on the sale of our house in High Holborn and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any high street High Holborn conveyancer would know that there is no such problem. It does beg the question why the buyers are using an online conveyancing firm as opposed to a conveyancing solicitor in High Holborn. Having lived in High Holborn for 4 years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Are there restrictive covenants that are commonly picked up as part of conveyancing in High Holborn?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in High Holborn. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My conveyancing solicitor in High Holborn is asking me for ID documents asserting that this is part of his legal duty as a solicitor on the mortgage company Conveyancing panel. Am I being spun a yarn?
Anti-terror and anti-money-laundering rules require High Holborn conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements