I have an AIP. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel conveyancer as I would much rather instruct a specialised conveyancing solicitor in High Holborn?

You should check but the chances are that give you one of their panel lawyers where you take up the "fee-free" deal. Contact the bank to determine if they offer you a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in High Holborn.

I am assisting my niece sell her property in High Holborn. Will the conveyancer commission the energy assessment or it is for the owner to coordinate?

Following the abolition of Home Packs, energy assessments was maintained a compulsory element of selling a property. An EPC needs to be commissioned before the property is advertised. It is not as aspect of the sale process that law firms ordinarily arrange. If you are instructing a High Holborn conveyancing practitioner they may be willing to arrange energy performance certificates due to their contacts with long established local energy assessors

When it comes to lenders such as Aldermore, do High Holborn conveyancers face a yearly amount to be on the list of approved solicitors?

We are unaware of any lender fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

My wife and I are in the throws of looking at flats in High Holborn and I am now considering a potential offer. Is it best to have a conveyancer on ‘stand by’? I intend to finance via a home loan with Bank of Ireland.

It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are getting a mortgage with Bank of Ireland, ask your prospective lawyers if they are on the Bank of Ireland conveyancing panel otherwise they can't do the mortgage legal work.

What can a local search tell me about the house my wife and I purchasing in High Holborn?

High Holborn conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for instance Xpress Legal The local search plays a central part in many a High Holborn conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search should supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. High Holborn is where the house is located. Is there any guidance you can impart?

Flying freeholds in High Holborn are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in High Holborn you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in High Holborn may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am attracted to a two maisonettes in High Holborn both have in the region of fifty years remaining on the leases. Do I need to be concerned?

A lease is a legal document that entitles you to use the property for a prescribed time frame. As a lease shortens the marketability of the lease reduces and it becomes more expensive to extend the lease. For this reason it is often a good idea to extend the lease term. It is often difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on properties of this type. Lease extension can be a difficult process. We advise that you seek professional assistance from a solicitor and surveyor with experience in this area.

I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a High Holborn conveyancing firm to act on my behalf?

Most certainly. We are happy to put you in touch with a High Holborn conveyancing firm who can help.

An example of a Lease Extension case for a High Holborn premises is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case affected 1 flat. The unexpired residue of the current lease was 66.8 years.