Is there a list of Coventry BS panel solicitors in Yatton on the Council of Mortgage Lender’s Website?

No. There is no such tool on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings open the public online. If you are seeking to appoint a Yatton solicitor on the Coventry BS please make the most of our tool.

About to purchase flat in Yatton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Yatton lawyer is on the Nottingham conveyancing panel.

After shopping around on the internet I have found a Yatton lawyer having checked that they are on the Clydesdale conveyancing panel. Does my lawyer arrange the survey of the property?

Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Yatton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when buying a house in Yatton?

Unless a previous acquisition of the house took place post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Yatton to continue to propose a a chancel search and or chancel repair liability policy.

I decided to have a survey completed on a property in Yatton prior to retaining lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies may refuse to give a mortgage on such a house.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Yatton. Conveyancing may be slightly more expensive based on your lender's requirements.

I have been advised by a few estate agents in Yatton to get a quote from a conveyancer using your seach tool. What’s the financial inducement for Estate Agents to promote your site rather than another?

We refuse to give any financial incentive for directing people in our direction. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

Planning to exchange soon on a leasehold property in Yatton. Conveyancing lawyers assured me that they are sending me a report tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Yatton should include some of the following:

You must be told what constitutes a Nuisance in the lease You should know whether the lease permits you to change or improve aspects of the premises- you should be made aware as to whether it applies to all alterations or just structural alteration, and whether consent is mandated necessary Do you need to have carpet in the flat or are you allowed wood flooring? Alterations to the property

Yatton Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to buying

Be sure to discover if there are any onerous prohibitions in the lease. By way of example it is reasonably common in Yatton leases that pets are not permitted in in a block in Yatton. If you like the apartmentin Yatton however your cat can’t move with you then you will be faced hard compromise. Is the freehold reversion owned jointly by the leaseholders?