Completed the sale of my flat in Yatton last January yet the purchaser is e-mailing me to moan that his conveyancer is waiting to hear from mylawyer. What are the post completion sale formalities following completion?

After completion of your disposal your solicitor should deliver the transfer documentation and all additional paperwork to the buyer’s lawyers. If applicable, your solicitor should also send confirmation that the home loan has been discharged to the buyers lawyers. There are no post completion requirements just for conveyancing in Yatton.

I am buying a garden flat in Yatton. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Yatton you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Yatton.

I'm purchasing a new build house in Yatton benefiting from help to buy. The builders would not move on the amount so I negotiated 6k of additionals instead. The property agent suggested that I not inform my solicitor about the deal as it could impact my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a property in Yatton ahead of appointing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies tend refuse to issue a loan on such a house.

It depends who your proposed lender is. HSBC has different requirements from Halifax. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Yatton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Yatton to see if the conveyancing will be more expensive.

I today plan to offer on a house that seems to be perfect, at a great figure which is making it all the more appealing. I have just been informed that it's a leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in Yatton. Conveyancing solicitors have are about to be appointed. Will they explain the issues?

The majority of houses in Yatton are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can help the conveyancing process. We note that you are buying in Yatton so you should seriously consider looking for a Yatton conveyancing solicitor and be sure that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example obtaining the freeholder’spermission to carry out changes to the property. You may also be required to pay a maintenance charge towards the maintenance of the communal areas where the house is part of an estate. Your lawyer will report to you on the legal implications.

I invested in buying a garden flat in Yatton, conveyancing having been completed March 2012. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Yatton with an extended lease are worth £195,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease finishes on 21st October 2088

With only 63 years unexpired we estimate the price of your lease extension to be between £16,200 and £18,600 plus costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.