The mortgage offer from HSBC for the remortgage of my 4 room flat is due any day now. Could you recommend a low cost conveyancing solicitor in Yatton?

You have arrived at the wrong site to search for the lowest fares for conveyancing in Yatton. Our aim is to provide excellent value conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint companies teasing you with ninety nine pound conveyancing in Yatton. In your best case scenario, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you invoiced for additional fees and still not receive the service expected.

Various online forums that I have frequented warn that are the primary reason for obstruction in Yatton conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Yatton.

I have recentlyfound out that Wolstenholmes have closed. They carried out my conveyancing in Yatton for a purchase of a leasehold flat 9 months ago. How can I establish that my home is in my name in the name of the previous owner?

The easiest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Yatton conveyancing specialists.

I am buying my first flat in Yatton with the aid of help to buy. The sellers refused to budge the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not disclose to my solicitor about the deal as it may jeopardize my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £305k and identified one round the corner in Yatton I like with a park and transport links nearby, the downside is that it only has 61 years unexpired on the lease. There is not much else in Yatton suitable, so just wondered if I would be making a mistake acquiring a short lease?

If you need a home loan that many years will be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.