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Find a Porth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Porth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Porth home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Porth conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Porth

We note that you have a search directory identifying firms on the Santander conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Porth?

We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Porth.

I am looking for a leasehold apartment up to £195,000 and found one round the corner in Porth I like with open areas and railway links in the vicinity, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Porth in this price bracket, so just wondered if I would be making a grave error buying a short lease?

If you need a mortgage that many years will likely be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.

We are 17 days into a freehold purchase having been recommend to conveyancers by the high street agent to perform conveyancing in Porth. We are not happy. Can you you assist me in finding new solicitors?

They would have to be really bad in order to consider changing them. Has your mortgage been sent? If so you need to make them aware of the new contact details and have the mortgage documents are issued to the new lawyers. Your solicitor ideally needs to be on the banks approved list to avoid supplemental charges and frustration. So that should be your first question of the new solicitors. The search tool will help you find a bank approved solicitor for your home move in Porth

I am on look out for some leasehold conveyancing in Porth. Before diving in I require certainty as to the unexpired term of the lease.

If the lease is recorded at the land registry - and most are in Porth - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I bought a 2 bed flat in Porth, conveyancing was carried out in 2006. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Porth with over 90 years remaining are worth £170,000. The ground rent is £50 charged once a year. The lease comes to an end on 21st October 2102

With only 78 years remaining on your lease the likely cost is going to range between £7,600 and £8,800 plus costs.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before seeking the advice of a professional.

My 20yr old son is embarking on her first house purchase, he had his mortgage in principle. When the offer was accepted on apartment we telephoned the mortgage company to issue the formal offer. I was shocked to learn that mortgage lenders do not accept all solicitor, they have to be on a list, is this correct?

Lenders normally imposes restrictions either the type or the number of conveyancing practices on their panel. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that lenders have no responsibility for the quality of advice provided by any Porth solicitor on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Probably not.

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