We are purchasing a newly constructed apartment in Townhill and my solicitor is informing me that she has to the mortgage company to disclose incentives from the builder. The Estate Agents are hassling me to exchange and I would rather not prolong deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I am the only beneficiary of my late mum's will and I have everything in my name alone, including the my former home in Townhill. Conveyancing formalities meant that the Land Registry date was in July. I plan to dispose of the house. I do know about the CML six month 'rule', which means that my property ownership may be regarded the same way as if I'd bought the house in July. Will no one buy the property for half a year?

The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How sensible a view banks take of it, depend on the bank as this clause is chiefly there to identify subsales or the flipping of properties.

We have a mortgage agreed in principle with Kent Reliance. Townhill conveyancing practitioners are instructed. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?

Some lenders take longer than others. Have Kent Reliance completed the valuation? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Santander have agreed my home loan in principle, my offer on a property in Townhill has been accepted, what are the next steps?

The estate agent will wish to be advised as to your conveyancer's details (ensure that the property lawyers are on the lender’s approved list). Contact Santander or the financial adviser and complete any appropriate documentation. Santander will appoint a valuer who will get in contact with the selling agent or vendor to book an appointment. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Santander will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Townhill.

What makes your site different to other internet conveyancing solicitors when it comes to conveyancing in Townhill?

At this site obtain a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Townhill. Unlike many estate agents and many comparison sites we do not have commission arrangements with solicitors. Some agents and online brokers 'recommend' solicitors who pay the highest kickback, not the best value conveyancing in Townhill

In sourcing the internet for the phrase cheap conveyancing in Townhill it brings up many solicitorsin the vicinity. How do I determine which is the right property lawyer for me?

The ideal method of finding a suitable conveyancer is via personal recommendation, so seek the guidance of friends and family who have acquired a property in Townhill or the local estate agent or financial adviser. Costs for conveyancing in Townhill vary, so it's a good idea to request at least three costs illustrations from varying types of conveyancers. Make sure that you know what costs in the quote includes.

I am on look out for some leasehold conveyancing in Townhill. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and 99.9% are in Townhill - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I invested in buying a garden flat in Townhill, conveyancing was carried out half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar flats in Townhill with a long lease are worth £176,000. The average or mid-range amount of ground rent is £50 yearly. The lease expires on 21st October 2105

With only 80 years remaining on your lease the likely cost is going to be between £8,600 and £9,800 plus costs.

The figure above a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first getting professional advice.