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approved by Darlington Building Society
Ready to buy a new home? Failing to check that a lawyer is on the Darlington Building Society list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Darlington Building Society Conveyancing Panel? How can my firm be reinstated onto the Darlington Building Society Conveyancing Panel?Find an Approved Solicitor on the Darlington Building Society Conveyancing Panel
Examples of recent questions relating to the Darlington Building Society Conveyancing Panel
My husband and I are buying a 1 bedroom apartment in Newcastle with a mortgage from Darlington Building Society. We have a lawyer but Darlington Building Society says he's not on their "panel". It seems we have little choice but to instruct one of the Darlington Building Society panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Darlington Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Darlington Building Society
My lawyer has identified a difference when comparing the assumptions in Darlington Building Society’s home valuation survey and what is revealed within the title deeds. My solicitor informs me that as he is on the Darlington Building Society conveyancing panel he is obliged to check that the bank is OK with this discrepancy and is still content to lend. Is my conveyancer’s stance appropriate?
A precondition to being on the Darlington Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Darlington Building Society) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Do all the licensed conveyancers and solicitor practices listed on your directory have online case tracking as I understood that this was a condition of being on the Darlington Building Society conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
My conveyancers in Newcastle have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with Darlington Building Society. Is it case that being on the Darlington Building Society conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Darlington Building Society Conveyancing Panel Terms. It might be worth you contacting Darlington Building Society directly.
I previously instructed online solicitors located in Birmingham who are on the Darlington Building Society solicitor panel. They have just invoiced me a separate fee of £175 for the legal aspects of the Darlington Building Society mortgage. Is this a supplemental conveyancing fee set by Darlington Building Society?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Darlington Building Society but by your lawyers. Some firms on the Darlington Building Society will charge an ‘acting for lender’ fee and others do not.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called into my local branch Darlington Building Society on numerous occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Darlington Building Society conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the Darlington Building Society panel she or he must comply with the CML Handbook requirements for Darlington Building Society. Unless your lawyer obtains specific confirmation in writing that Darlington Building Society will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Darlington Building Society to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
Darlington Building Society have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Darlington Building Society or your broker and complete any relevant paperwork. Darlington Building Society will tell you what documents they want. Darlington Building Society will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Darlington Building Society will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.