Find a Law Firm
approved by Hinckley and Rugby
Ready to buy a new home? Failing to check that a lawyer is on the Hinckley and Rugby list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Hinckley and Rugby Building Society Conveyancing Panel
Hinckley and Rugby Conveyancing Panel : Questions and Answers
How easy is it to change a solicitor as I need to find one who is on the Hinckley and Rugby conveyancing panel. How easy is it to change conveyancer?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
We are nearing an exchange and my mum and dad having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Hinckley and Rugby. I am advised that, being on the Hinckley and Rugby conveyancing panel and acting on their behalf he must inform Hinckley and Rugby if the balance of the mortgage advance is coming from anyone other than me. I disclosed to the bank about my parent’s contribution when I applied for the home loan so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Hinckley and Rugby to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Hinckley and Rugby if you agree, failing which, your lawyer must cease to continue acting.
Do all mortgage companies provide you with an approved list of solicitors? How do you know who is on the Hinckley and Rugby conveyancing panel?
The law firm practices themselves provide us confirmation that they are on the Hinckley and Rugby conveyancing panel as opposed to being supplied with a list from Hinckley and Rugby directly.
My aunt passed away 10 months ago and as sole heir and executor was left the house. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Hinckley and Rugby , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then Hinckley and Rugby will insist on your using a conveyancer on the Hinckley and Rugby conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Hinckley and Rugby conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Hinckley and Rugby mortgage is registered as a charge at the Land Registry.
I recently had an offer accepted on an apartment. My mortgage broker suggested a solicitor I paid an upfront payment of 175. Soon after the conveyancers contacted me sheepishly admitting that they were not on the Hinckley and Rugby conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Hinckley and Rugby panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer on house has been accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What should be my next step? At what point should I appy for the mortgage with Hinckley and Rugby?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Hinckley and Rugby conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Hinckley and Rugby and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.
We are are purchasing a house in Hendon. Conveyancing solicitors in Hendon are preferred to beinstructed. My colleaguerecommended that we enquire that the solicitor in Hendon is on the Hinckley and Rugby list of approved conveyancing firms. Aren't all lawyers on the Hinckley and Rugby panel?
It is not that case that all Hendon conveyancing solicitors are on the Hinckley and Rugby conveyancing panel. Use the above search tool to search for a Hendon conveyancing solicitor on the on the Hinckley and Rugby list of approved conveyancing firms.