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approved by Holmesdale BS
Ready to buy a new home? Failing to check that a lawyer is on the Holmesdale BS list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Holmesdale Building Society Conveyancing Panel? How can my firm be reinstated onto the Holmesdale Building Society Conveyancing Panel?
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Holmesdale Building Society Solicitor Panel Recently Asked Questions
My financial adviser has says he needs my lawyer’ panel member for the Holmesdale Building Society conveyancing panel. How do I find this out. I have contacted my local Holmesdale Building Society office but they cant find it on their system.
You are best placed to get this information from your conveyancing lawyer. They should have a central record lender panel numbers including the Holmesdale Building Society panel reference.
Can you clarify something for me?. For no fault of my lawyer but, my purchase conveyancing has been going on for months. The Local Authority Search from Holmesdale Building Society was issued random date and we have agreed a date for me to move into the property on 10 days inc Day of week eg. Mon. My solicitor has advised that as she is on the Holmesdale Building Society conveyancing panel she needs to redo the searches as they are no longer acceptable to the lender.
One of the many conditions to being on the Holmesdale Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Holmesdale Building Society)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Holmesdale Building Society.
I require the services of a Holmesdale Building Society panel solicitor in Stirling. Could you help me?
It is not clear why you need a Holmesdale Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Holmesdale Building Society to find out which solicitors in Holmesdale Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I was scheduled to move into my first house two days ago. My solicitor is on the Holmesdale Building Society solicitors panel but has changed address 8 weeks ago and had not informed Holmesdale Building Society of their new address. Holmesdale Building Society has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is as unusual as it is unlucky. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Holmesdale Building Society branch or your mortgage broker to see if they can assist.
I have a mortgage with Holmesdale Building Society. Conveyancing was finalised 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Holmesdale Building Society?
Your original mortgage agreement with Holmesdale Building Society will provide that you need their approval in advance of renting your property as this is likely to be a breach of Holmesdale Building Society’s mortgage conditions. It may be that Holmesdale Building Society will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Holmesdale Building Society directly. It should not be necessary to do this via a Holmesdale Building Society conveyancing panel firm.
After shopping around on the internet I have found a solicitor having made sure that they are on the Holmesdale Building Society conveyancing panel. Does my lawyer arrange the survey of the property? Or Having digested plenty of house buying,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Holmesdale Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Holmesdale Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Holmesdale Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Holmesdale Building Society you could contact your them to see if they have a list of approved surveyors.
My ex -wife’s name is on the Holmesdale Building Society mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Holmesdale Building Society mortgage in order to sell?
As regards the Holmesdale Building Society mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Holmesdale Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.