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Ready to buy a new home? Failing to check that a lawyer is on the Skipton BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Skipton Building Society Conveyancing Panel? How can my firm be reinstated onto the Skipton Building Society Conveyancing Panel?Find an Approved Solicitor on the Skipton Building Society Conveyancing Panel
Examples of recent questions relating to the Skipton Building Society Conveyancing Panel
My fiance and I are purchasing a 3 bedroom flat in London with a mortgage from Skipton Building Society. We have a lawyer but Skipton Building Society says she’s not on their "panel". It seems we have little choice but to instruct one of the Skipton Building Society panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Skipton Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Skipton Building Society
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Skipton Building Society will not agree to this. Why was Skipton Building Society even consulted?
Your lawyer being on the Skipton Building Society conveyancing panel is duty bound to inform Skipton Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Skipton Building Society then they would have to discontinue acting for you and Skipton Building Society.
Are the lawyers identified as being on the Skipton Building Society conveyancing panel, together with their details provided by Skipton Building Society?
The firms themselves provide us confirmation that they are on the Skipton Building Society conveyancing panel as opposed to being supplied with a list from Skipton Building Society directly.
I am attempting to get my ex-wife taken off the mortgage deeds. Can Skipton Building Society really tell me which solicitor I can or can not retain?
You can use any solicitor you like but Skipton Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Skipton Building Society solicitors panel
Do most banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Skipton Building Society conveyancing panel requirements are different to Skipton Building Society’s conveyancing panel requirements.
My brother and I have had an offer accepted on a flat I spoke to a solicitor recommended by my uncle and he advised instructing a solicitor approved by Skipton Building Society. The estate agent recommended two local firms so I asked Skipton Building Society if the 2 suggested solicitors are approved, which they are not. Skipton Building Society suggested that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Skipton Building Society 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Skipton Building Society to suggest a law firm in your location. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Skipton Building Society conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Skipton Building Society conveyancing panel as it may only take about 2-3 weeks. As long as they meet Skipton Building Society’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
My husband and I are at the point of viewing houses and now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a mortgage with Skipton Building Society
It would be sensible to have your start your search soon rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Skipton Building Society , make sure you remember to check that your lawyer is on the Skipton Building Society conveyancing panel.