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approved by Stafford Railway BS
Ready to buy a new home? Failing to check that a lawyer is on the Stafford Railway BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Stafford Railway Building Society Conveyancing Panel? How can my firm be reinstated onto the Stafford Railway Building Society Conveyancing Panel?Find an Approved Solicitor on the Stafford Railway Building Society Conveyancing Panel
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I appointed a law firm to conveyancing on my purchase 4 weeks ago having applied for a mortgage with Stafford Railway Building Society. The firm reassured me that they are on Stafford Railway Building Society conveyancing panel and gave me their panel number. Stafford Railway Building Society then ,via my broker advised that their panel number was dormant and would need to be reactivated. What happens next? Do I instruct a different law firm currently on the conveyancing panel for Stafford Railway Building Society?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the Stafford Railway Building Society as to the time frame to get your lawyer reinstated on the panel once again.
I am due to move into my new home next Thursday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for Stafford Railway Building Society. What risks do Stafford Railway Building Society expect the insurance to cover?
Any lawyer on the Stafford Railway Building Society conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Stafford Railway Building Society’s Part 2 requirements of the CML Handbook (last updated on Stafford Railway Building Society). Being on the Stafford Railway Building Society conveyancing panel your lawyer is expect to follow these instructions.
I need to find a Stafford Railway Building Society panel solicitor in Stirling. Can you assist?
Unfortunately it’s not apparent why you need a Stafford Railway Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Stafford Railway Building Society to find out which solicitors in Stafford Railway Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
We're in London, First time buyers buying with a mortgage (lender is Stafford Railway Building Society , but our lawyer is on the Stafford Railway Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Stafford Railway Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Can you point me to a directory of Stafford Railway Building Society panel solicitors on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Completion of my remortgage has taken place with a mortgage from Stafford Railway Building Society. Conveyancing was satisfactory but I feel I should register my dissatisfaction about Stafford Railway Building Society. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the Stafford Railway Building Society branches or the Customer Care Department at Stafford Railway Building Society head office. In most cases complaints to Stafford Railway Building Society are resolved effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service with full details of your complaint.
After shopping around on the internet I have found a solicitor having made sure that they are on the Stafford Railway Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
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I've read lots of house buying,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the Stafford Railway Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Stafford Railway Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Stafford Railway Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
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Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Stafford Railway Building Society you could contact your them to see if they have a list of approved surveyors.