lenderpanel

Find a St Asaph Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St Asaph? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St Asaph home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised St Asaph conveyancers for over 130 lenders.


Recently asked questions about conveyancing in St Asaph

Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who dealt with the conveyancing in St Asaph 10 years ago have long since closed. Will I be able to sell the house?

Nowadays there are copies made of almost everything, and your solicitor will know exactly where to locate all the suitable documentation so you can purchase or sell your house without any difficulty. Where duplicates can’t be located, your lawyer may be able to put in place insurance or indemnities against future claims on the property.

I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. St Asaph is the location of the property. Can you shed any light on this issue?

Flying freeholds in St Asaph are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in St Asaph you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in St Asaph may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

My father-in-law has suggested that I appoint his lawyers for conveyancing in St Asaph. Should I use them?

There are no two ways about it it’s preferable to choose a conveyancing solicitor is to have recommendations from friends or relatives who have actually used the firm that you are are thinking of instructing.

I've found a house that seems to be perfect, at a great price which is making it all the more appealing. I have since discovered that it's a leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in St Asaph. Conveyancing solicitors have are about to be instructed. Will they explain the issues?

Most houses in St Asaph are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. It is clear that you are buying in St Asaph in which case you should be shopping around for a St Asaph conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. First you will need to check the number of years remaining. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example requiring the freeholder’sconsent to conduct changes to the property. You may also be required to pay a maintenance charge towards the upkeep of the estate where the property is located on an estate. Your solicitor should report to you on the legal implications.

I am the registered owner of a 2 bed flat in St Asaph, conveyancing was carried out in 2003. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in St Asaph with a long lease are worth £197,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease terminates on 21st October 2079

You have 55 years left to run we estimate the price of your lease extension to be between £31,400 and £36,200 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.

I am purchasing a flat and require a conveyancing solicitor in St Asaph who is on the lender solicitor panel. Can you recommend a St Asaph or local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in St Asaph. We dont recommend any particular firm.

Last updated

Find out more about how flying freehold can affect your the value of a property.