I'm purchasing a new build house in Bickley with a loan from Skipton Building Society. The sellers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not reveal to my lawyer about this deal as it would adversely affect my mortgage with Skipton Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a house in Bickley prior to instructing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some banks may refuse to grant a mortgage on a flying freehold home.

It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bickley. Conveyancing will be smoother if you use a solicitor in Bickley especially if they regularly deal with such properties in Bickley.

Is it simple use the search app to find a conveyancing solicitor in Bickley on the panel for my lender?

1st select a mortgage company such as Halifax, Norwich and Peterborough Building Society or Barclays Direct then specify your preferred area for instance Bickley. Conveyancing firms in Bickley and nationally will then be shown.

We expect to complete the disposal of our £475,000 apartment in Bickley in 10 days. The freeholder has quoted £312 for Landlord’s certificate, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Bickley?

Bickley conveyancing on leasehold apartments often necessitates the buyer’s conveyancer submitting enquiries for the landlord to address. Although the landlord is under no legal obligation to respond to these enquiries the majority will be willing to do so. They may levy a reasonable administration fee for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is £350, in some situations it exceeds £800. The management information fee levied by the landlord must be sent together with a synopsis of entitlements and obligations in relation to administration fees, otherwise the invoice is not strictly payable. Reality however dictates that you have little choice but to pay whatever is demanded should you wish to exchange contracts with the buyer.

I am the proprietor of a ground floor flat in Bickley. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the amount payable for the purchase of the freehold?

if there is a absentee landlord or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to judgment on the amount due.

An example of a Lease Extension matter before the tribunal for a Bickley property is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case affected 1 flat. The unexpired lease term was 50.57 years.

What are my options where I am dissatisfied with the conveyancer who conducted our conveyancing in Bickley?

Occasionally the level of service you receive is not as you expect, and unfortunately occasionally matters do not go as planned. That being said there is recourse where you were not happy with your conveyancing in Bickley. This varies from trying to resolve matters directly with them, through to reporting a conveyancer to their regulator. If things still aren’t sorted out you may consider getting in touch with the Legal Ombudsman.