Find a Fratton and Portsea Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Fratton and Portsea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Fratton and Portsea transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Fratton and Portsea conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Fratton and Portsea

I was referred a solicitor who has sent a quote for £1350 for fixed fee conveyancing in Fratton and Portsea. I’m looking to sell a Edwardian property for £125,000. Is this too much? Is it above what I should be paying for conveyancing in Fratton and Portsea?

The estimate does seem marginally steep. If you are happy to spend time contrasting quotes you could get the conveyancing a bit cheaper by as much as £125. On the other hand, you couldlive to rue opting for an a cheaper lawyer. If is important to ensure the conveyancer can also act for your bank. Do employ our comparison tool to find a Fratton and Portsea conveyancing company on the lender’s member panel which can often include conveyancing solicitors in Fratton and Portsea.

Can your site be used to find a Conveyancing solicitor in Fratton and Portsea even if I’m not buying or selling a house, for instance if I wish to buy an office in Fratton and Portsea with a loan from TSB?

Our search tool is primarily used to help choose domestic conveyancing solicitors in Fratton and Portsea but we have listed towards the bottom of this page a few Fratton and Portsea commercial conveyancing firms. You will need to speak with the solicitors directly to establish if they can also act for TSB

We are selling our flat in Fratton and Portsea. Will my solicitor have to be on the Principality conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Principality conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.

Last month we had a mortgage agreed in principle with Lloyds. Fratton and Portsea conveyancing lawyers were appointed. What is the average time that one could expect to receive a mortgage offer from Lloyds?

There is no definitive answer here. Have Lloyds done the survey? Have you informed Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

After weeks of negotiation I have agreed a price on an apartment in Fratton and Portsea. My mortgage broker suggested a property lawyer. I paid an advanced payment of £175. A few days later, the property lawyer called me to say that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am due to exchange contracts on my flat. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nationwide are being difficult. The Fratton and Portsea solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Fratton and Portsea is where the house is located. Can you shed any light on this issue?

Flying freeholds in Fratton and Portsea are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fratton and Portsea you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fratton and Portsea may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

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Find out more about how flying freehold can affect your the value of a property.