My IFA says he needs my Canford Heath lawyer’ panel member for the Nat West conveyancing panel. How do I find this out. I have contacted my local Canford Heath branch but they cant find it on their system.
You are best placed to get this information from your Canford Heath conveyancing practitioner . Most Canford Heath law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
My husband and I are at the point of looking at flats in Canford Heath and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a mortgage with HSBC.
It would be sensible to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. Given that you are seeking a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
Planning on purchasing a apartment in Canford Heath. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Canford Heath conveyancer is on the Virgin Money conveyancing panel.
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Canford Heath solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Canford Heath surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have been on the look out for a leasehold apartment up to £305k and identified one near me in Canford Heath I like with open areas and railway links nearby, however it's only got 61 remaining years left on the lease. There is not much else in Canford Heath for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a mortgage the shortness of the lease may be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.
I was advised by a number of selling agents in Canford Heath to locate a property lawyer using your seach tool. What’s the financial advantage for Estate Agents to recommend your services rather than alternative conveyancing organisations?
We don’t make any financial incentive for pointing buyers and sellers to this site. We thought it would be too underhand a fee because members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I am four weeks into a freehold purchase having been referred to solicitors by the estate agent to do our conveyancing in Canford Heath. I am am extremely dissatisfied with the quality of service. Could you you assist me in finding new conveyancers?
They would have to be very poor in order to consider diss instructing them. Has your mortgage been issued? In the event that it has you need to advise them of the replacement conveyancer and have the offer are re-issued. Your new solicitor ideally needs to be on the banks approved list to avoid added fees and frustration. So that should be your starting point. Our find a solicitor tool can help you find a lender approved conveyancer for your home move in Canford Heath