Will my conveyancing lawyers need to check that the building insurance when buying a house in Summerhill. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/8/2025, the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Summerhill
Two types of professional can perform conveyancing in Summerhill namely CLC regulated conveyancers or solicitors. Both professionals handle the legal services that you need to complete the sale or acquisition of property. Both are obliged to conduct Summerhill conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be properly administered and that all requisite procedures should be correctly adhered to.
A colleague informed me that in purchasing a property in Summerhill there could be a number of restrictions prohibiting external changes to the property. Is this right?
There are a number of properties in Summerhill which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Summerhill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I was told two weeks ago that my mortgage has been agreed to by HSBC. Is it usual for HSBC to only issue the offer once my solicitor in Summerhill is approved on their conveyancing panel? HSBC have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Stirling Law a few years ago for my conveyancing in Summerhill. Now, I need the documents however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Summerhill of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Summerhill with a mortgage from National Westminster Bank. The builders would not move on the price so I negotiated £7000 of additionals instead. The sale representative suggested that I not reveal to my solicitor about this side-deal as it would adversely affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We are 17 days into a residential purchase having been recommend to solicitors by the selling agent to perform conveyancing in Summerhill. I am not happy. Could you you assist me in finding new lawyers?
A solicitor would need to be very poor in order to consider replacing them. Has the mortgage been issued? If so you need to advise them of the new contact details and get the offer are issued to the new lawyers. Your new conveyancer needs to be on the lenders panel to avoid added fees and complications. So that should be your starting point. The search tool should help you find a bank approved lawyer for your conveyancing in Summerhill