Do the conveyancing solicitors listed on your site perform attended exchange conveyancing in St Werburghs?
There are a few conveyancing experts who can conduct attended exchanges. You should call us to receive a fee calculation and details as to dates.
How up to date is your database of St Werburghs solicitors on the Virgin Money conveyancing panel? Do Virgin Money send you an updated list?
St Werburghs conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
I'm purchasing my first flat in St Werburghs with a mortgage from Virgin Money. The developers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not disclose to my conveyancer about this deal as it would affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it best to instruct a St Werburghs conveyancing practitioner who is local to the property I am hoping to buy? We have a good friend who can handle the conveyancing but her office is 400miles drive away.
The primary upside of using a high street St Werburghs conveyancing firm is that you can attend the office to execute paperwork, deliver your ID and apply pressure on them if necessary. They will also have local intelligence which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and in the main were content that must surpass using an unfamiliar St Werburghs conveyancing lawyer solely due to them being St Werburghs based.
Should local authority permission be required to change a single dwelling into multiple appartments in St Werburghs? This has taken place to a property adjacent to my home in St Werburghs and was ignorant of the conversion until after the works were finished.
Planning Permission yes. Building Reg Approval yes.