Can I use your services to recommend a Conveyancing solicitor in St Werburghs even where I’m not buying or disposing of a house, for example if I want to buy a shop in St Werburghs with a loan from Coventry Building Society?
The service is mainly utilised to locate residential conveyancing solicitors in St Werburghs but we have listed towards the bottom of this page some St Werburghs commercial conveyancing firms. You will need to enquire with the company directly to see if they can also act for Coventry Building Society
I am purchasing a 4 bedroom semi-detached house in St Werburghs. The intention is to an extension at the rear at the property.Will the conveyancing process involve investigations to see if these alterations are allowed?
Your property lawyer will review the deeds as conveyancing in St Werburghs will sometimes reveal restrictions in the title documents which prevent certain works or require the consent of another owner. Some works call for local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor prior to committing yourself to a purchase.
Two weeks ago we had a mortgage agreed in principle with Co-operative. St Werburghs conveyancing lawyers were selected. What is the average time that one could expect to receive a mortgage offer from Co-operative?
There is no definitive answer here. Have Co-operative done the survey? Have you informed Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I can not fathom if my bank requires a lease extension. I have called my St Werburghs building society branch on various occasions and was told they are content with the situation and they will lend. My St Werburghs conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend in accordance with their published requirements. I have no idea who is right.
Your solicitor must follow the Council of Mortgage Lenders’ Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
It has been 3 months following my purchase conveyancing in St Werburghs concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. St Werburghs is where the house is located. Is there any guidance you can give?
Flying freeholds in St Werburghs are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in St Werburghs you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in St Werburghs may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How difficult is it to change conveyancer as I have to choose a firm on the Alliance & Leicester conveyancing panel. I was using a high street conveyancing solicitor in St Werburghs round the corner but he is not approved by Alliance & Leicester
We will our best to assist in finding you a conveyancing solicitor in St Werburghs on the Alliance & Leicester panel. Please note that the solicitors that we list do not pay us a referral fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in St Werburghs. In utilising search facility on this website, you can compare fees for conveyancing solicitors in St Werburghs and beyond.