Find a Pontcanna Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Pontcanna? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Pontcanna home move at risk of delay or failure.

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Recently asked questions about conveyancing in Pontcanna

Are there restrictive covenants that are commonly identified as part of conveyancing in Pontcanna?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Pontcanna. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build house in Pontcanna with a loan from The Mortgage Works. The sellers would not reduce the price so I negotiated £7000 of additionals instead. The estate agent suggested that I not to tell my lawyer about the side-deal as it would jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Should I go with a Pontcanna conveyancing lawyer who is local to the property I am hoping to buy? I have an old university friend who can deal with the legal formalities however her office is a couple of hundredmiles drive away.

The primary upside of using a local Pontcanna conveyancing firm is that you can visit the firm to execute paperwork, deliver your identification documents and pester them where appropriate. Having local Pontcanna know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and the majority were content that should surpass using an unfamiliar Pontcanna conveyancing lawyer solely due to them being Pontcanna based.

Expecting to exchange soon on a leasehold property in Pontcanna. Conveyancing solicitors have said that they report fully tomorrow. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Pontcanna should include some of the following:

    You must be informed what is to be regarded as a Nuisance as far as the lease is concerned The physical extent of the property. This might be the flat itself but may incorporate a attic or basement if relevant. You should receive a copy of the lease Changes to the property Where does the liability rest to repair and maintain the building. It is important for you to know who is liable for the repair and maintenance of all parts of the block and estate
For a comprehensive list of information to be included in your report on your leasehold property in Pontcanna please ask your conveyancer in ahead of your conveyancing in Pontcanna.

I invested in buying a 1st floor flat in Pontcanna, conveyancing was carried out March 1997. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in Pontcanna with an extended lease are worth £227,000. The ground rent is £50 charged once a year. The lease comes to an end on 21st October 2094

You have 72 years unexpired we estimate the price of your lease extension to range between £9,500 and £11,000 as well as legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.

We are considering instructing a web based lawyer ahead of a Pontcanna conveyancing firm. Should I ‘stay local’?

Various benefits exist in being able to pop in to a local Pontcanna conveyancing solicitor such as

  • signing papers and and when necessary
  • having face-to-face explanations of matters that you need help with
  • the ability to raise concerns if things are not going as expected

When analysing quotes, look carefully for hidden extras. The majority decent Pontcanna high street solicitors give an all-inclusive price. Many online companies seem to offer cheap prices, but have burried 'extras' in the in the terms and conditions.

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