Find a Taffs Well Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Taffs Well? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Taffs Well conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Taffs Well conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Taffs Well

Is it possible for conveyancing in Taffs Well to be finalised in under two weeks?

In a situation where you are under a tight deadline for your conveyancing it is advisable to make sure that your conveyancer is familiar with the area as they will have local relationships and intelligence. It is possible that they could have handled otherhomes in the same neighbourhood. Therefore consider using a Taffs Well conveyancing lawyer. Second, ensure that the lawyer is on the on the approved list for your mortgage company. It is understood that nearly one in five of Taffs Well conveyancing deals are frustrated or jeopardised after discovering a buyer’s lawyer was not on their mortgage lender’s list of approved solicitors. This can often result in the legal transfer of property being frustrated by an average of three weeks. It is understood that this issue impacts approximately 100,000 home sales every year. Most Taffs Well conveyancing firms can not act for certain mortgage companies so do check as early as possible.

My wife and I are in the throws of viewing flats in Taffs Well and I am now considering a potential offer. Is it too early to have a solicitor in place? I intend to finance via a mortgage with Leeds Building Society.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. Given that you are taking out a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.

I am currently in the process of buying my council flat in Taffs Well. I have a mortgage agreed with Leeds Building Society. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.

Planning on purchasing a house in Taffs Well. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Taffs Well conveyancing practitioner is on the Yorkshire BS conveyancing panel.

five months have elapsed since my purchase conveyancing in Taffs Well took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am looking for a flat up to £195,000 and found one near me in Taffs Well I like with open areas and railway links nearby, however it's only got 61 years on the lease. There is not much else in Taffs Well in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?

Should you need a home loan the shortness of the lease will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.

Me and my wife accepted an offer on a Taffs Well house left to us ten years ago in 2009. I have over a decades worth of conveyancing experience and, although retired, see no reason not to conduct my own legal work. The purchaser's conveyancing practitioner has informed me that their building society will not allow us to do our own conveyancing as they require the funds to be passed via a solicitor's bank account.

Mortgage requirements to lawyers from all mainstream lenders specify that If the seller is not legally represented the buyer’s lawyers should check whether the lender needs to be informed so that a decision can be made as to whether or not they are prepared to progress.

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